One or more photo(s) has been virtually staged. **SELLER OFFERING $5,000 TOWARDS BUYER CLOSING COSTS, OR INTEREST RATE BUY DOWN!** ! If you're a USF student, healthcare professional, or first-time homebuyer, this one checks all the boxes. Welcome to this second-floor 2-bedroom, 1-bath condo in the GATED Whispering Oaks community right IN THE HEART OF CARROLLWOOD. One of the best parts? It OVERLOOKS A PEACEFUL POND, so you get BEAUTIFUL WATER VIEWS right from your PRIVATE SCREENED-IN BALCONY -perfect for morning coffee or winding down after a long day. Inside, the layout is open and easy to live in, with TILE FLOORING THROUGHOUT, NEUTRAL TONES, and comfortably sized bedrooms. The bathroom has been updated, and the kitchen features white cabinets, a stylish backsplash, plenty of counter space, and comes fully equipped with a range, refrigerator, and dishwasher. It flows right into the dining and living areas, making it great for both relaxing and having friends over. You'll also love the in-unit laundry (washer and dryer included) and the convenience of an assigned parking space just steps from the building, plus extra guest parking. The community itself adds even more value, with LOW HOA FEES that cover exterior maintenance, insurance, water, sewer, and trash-plus access to some great amenities like A lakeside pool, clubhouse, 24/7 fitness center, car wash station and a PRIVATE BOAT RAMP with DIRECT ACCESS TO LAKE MAGDALENE -ideal for kayaking, fishing, or even jet skiing. Location-wise, it doesn't get much easier. You're just MINUTES FROM USF, AdventHealth, the VA, St. Joseph's, and have quick access to I-275, Dale Mabry, Fletcher, and the Veterans Expressway. Shopping, dining, and groceries are all close by. If you've been looking for a MOVE-IN READY CONDO in a great location with water views-this is it. Check out the 3D TOUR and schedule your showing today!