Set directly on the fairway at Terra Ceia Bay Golf and Country Club, this three-bedroom, two-bath ground-floor end unit at Fairway Palms is fully furnished, turnkey, and move-in ready. The HOA covers flood insurance, a meaningful cost advantage in today's Florida market. Inside, the open floor plan features tile flooring throughout, crown molding, stone countertops, and stainless steel appliances. As a corner end unit on a single level with no stairs, natural light fills the space all day. Both bathrooms have updated vanities, and a full-size in-unit washer and dryer, an updated water heater (2024), and an assigned carport space directly in front of the unit are all included. The screened lanai opens directly to the golf course, with a wide view of the fairway framed by palm trees, a ceiling fan overhead, and room for outdoor dining. Beyond the unit, the community delivers pickleball and tennis courts, a pool overlooking the fairway, a fitness center, an on-site restaurant, and a private mangrove boardwalk leading to a pier on Terra Ceia Bay for sunset views. Palmetto puts you within easy reach of the Gulf Coast: Bradenton six miles south, Sarasota and St. Petersburg within 17 miles, Anna Maria Island and Siesta Key beaches just down the road, and Tampa 45 minutes north via I-75. Fully furnished, with the community's best lifestyle features already in place, this is the kind of property that is increasingly hard to find at this price point on the Gulf Coast.